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*LESSONS FROM 15 CONTEMPORARY PROMINENT MEN & WOMEN!!! COMPILED BY MIKE NTOBI*

Written By Mike Ntobi on Monday, May 25, 2020 | 9:30 AM

*Smile we care international company*

1. *Dr. Ben Carson said,* "I struggled academically throughout elementary school yet became the best neurosurgeon in the world in 1987."

 *LESSON:* Struggling is a sign that you are on a verge of success. Don't quit yet. 

2. *Oprah Winfrey said,* "I was raped at the age of 9 yet I am one of the most influential women in the World." 

 *LESSON:* Don't let your past decide your future.

3. *Bill Gates said,*       "I didn't even complete my university education but became the world's richest man." 

 *LESSON:* School does not make you rich. School is only supposed to polish what will make you rich, not make you rich.

4. *Joyce Meyer said & I quote,* "I was sexually, mentally, emotionally and verbally abused by my father as far back as I can remember, until I left home at the age of eighteen, yet I am one of the most influential preachers in the world." 

 *LESSON:* Let your past push you, not define or limit you.

5. *Christiano Ronaldo said,* "I told my father that we would be very rich but he couldn't believe me. I made it a reality." 

 *LESSON:* Your words rule your life. If you mean what you have said, each word will come to pass. You get what you say. 

6. *Hear Lionel Messi!,* "I used to serve tea at a shop to support my football training and still became one of the world's best footballers."

 *LESSON:* Believe in your dream. Don't let your pain tell you how your future will look like. 

7. *Steve Jobs penned,* "I used to sleep on the floor in my friends' rooms, returning coke bottles for food, money, and getting weekly free meals at a local temple, I later on founded Apple Company." 

 *LESSON:* That you are small today doesn't mean you will be small tomorrow. Keep trusting God.

8. *Former British PM, Tony Blair said & I quote,* "My teachers used to call me a failure, but I became a Prime Minister."

 *LESSON:* Don't let someone else's opinions of you become your reality.

9. *Bishop David Oyedepo said,* "I started Living Faith Church from a lawn tennis court with three members only & preached prosperity.  church auditorium in the world & two world-class universities."
 
 *LESSON:* Believe in yourself even if no one does & never think of quitting.

10. *Nelson Mandela said,* "I was in prison for 27 years & still became president."

 *LESSON:* You can be anything you want to be no matter where you have been or what you have been through.

11. *Mike Adenuga said,* "I drove a taxi to finance my university education but today I'm a billionaire." 

 *LESSON:* Don't let your past decide the kind of future you need to have.

12. *Harland Sanders, Founder of KFC said,* "I was on the verge of suicide when an Idea of opening a restaurant hit me after I retired as a cook in the Navy."

*LESSON:* Nothing is ever too late. "Too late" is a language of failures. Your future can begin at any age. Don't ever let AGE limit you.

13. *Aliko Dangote said,* "I worked for my uncle since I was a small boy, people looked down on me. I later on took a loan from my uncle to open a tiny shop. I worked hard to make ends meet. Now I am the richest Man in Africa.

 *LESSON:* Failures or limitations of the past have no control over the greatness in you. To him that believes, all things are possible.

14. *Barack Hussein Obama said,* I am a son of a black immigrant from Kenya, I graduated from Harvard and later on became a Senator in Chicago. I was also the President of the most powerful nation on Earth.

 *LESSON:* Never design your life like a garden where anyone can walk in and out. Design it like the sky where everyone aspires to reach!

15. *Arnold Swarzzenegger said,* I traveled to America in search of financial independence when I was 15yrs old. I became the world's strongest man 7 times and Mr Universe. I then got my Economics degree, then I became one of Hollywood's best actors before I was voted twice as governor of California."

*LESSON:* Don't wait for everybody to believe in your ability and dreams.

*And all started with the WILLINGNESS to be more*.

*START WITH YOUR WILLINGNESS AND JOIN* 
 
*SMILEWECARENGO.COM* ✍🏽✍🏽

How do we get to Paypal code from CRDB bank statement to activate paypal debit card?

Written By Mike Ntobi on Sunday, March 16, 2014 | 5:40 PM

Profile
CRDB Bank Plc is a leading, wholly-owned private commercial bank in Tanzania. The Bank was established in 1996 and has grown and prospered over the years to become the most innovative, first choice, and trusted bank in the country. CRDB Bank has been recording progressive profit every year since its foundation and has paid dividends annually. The Bank reached an important milestone recently and was listed on the Dar es Salaam Stock Exchange on 17th of June, 2009.
CRDB Bank offers a comprehensive range of Corporate, Retail, Business, Treasury, Premier, and wholesale microfinance services through a network of over 85 branches, 250 ATMs, 15 Depository ATMs, 12 Mobile branches, 900 Point of Sales (POS) terminals and scores of Microfinance partners institutions. The Bank also operates through Internet and Mobile banking services.
Careers
Our success comes from the outstanding people that make up the CRDB Bank team. Many of the tasks we face are more than anyone can do alone, so our future depends on attracting, rewarding and retaining those who share our ‘can-do’ attitude. Here you can view our current job openings and apply for positions online.

PayPal home
  • PayPal
    Corporation
    3 circles
  • PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.
  • PayPal is an international e-commerce business allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as checks and money orders.Wikipedia
  • FoundedDecember 1998
  • Customer service+1 402-935-2050 (Consumer), +1 888-221-1161 (Consumer)
  • Celebrate St. Patrick's Day with PayPal - Planning to celebrate St. Patrick's Day this year? We have some great tips to help!http://ow.ly/2EIqAz 14 Mar 2014

  • How do we get to Paypal code from CRDB bank statement to activate paypal debit card?

    QUESTION:
    Have registered for a new paypal account using the CRDB debit card and that my account was charged by paypal US$ 1.95 and the code sent to the bank. On requesting the bank statement I do not get the paypal code but the transaction code through my bank. How one get the PAYPAL CODE through a bank statement from CRDB bank. 

    Is it possible to withdraw the money from the PAYPAL account to my CRDB account?

    How safe is PAYPAL? Is it possible to reverse a transaction once authorised?



    ANSWER:
    Hello Everyone,

    Thanks for stopping by and take some time to read my post - which is all about Getting your CRDB VISA Card to work with PayPal and MoneyBookers accounts.

    I know some of you may have wondered whether it is possible to use PayPal or MoneyBookers with CRDB VISA card. The answer is CRDB Card works seamlessly with both, but not until you follow the details I share in this post.

    First thing first! I am not a CRDB sales person. I simply want to help interested JF members get their CRDB card to work with PayPal or MoneyBookers with least hustles possible. If you don't know why you would need PayPal, just hold on - I cover that shortly!

    Why CRDB?
    In case you want to know why I picked CRDB, my reasons are clear:
    If you are an average Tanzanian like me, and your pay check is not +3mil/month, then stick with CRDB.

    I have used Exim Bank and Standard Chartered, but these guys are nothing but money vampires! Their services are ridiculously expensive for what you get for free at CRDB. For example Standard Charter charges you 10$/month + certain % of every transaction you make. CRDB charges you nothing and let you go free of monthly charges. Do I even need to mention why CRDB is the best?

    Why PayPal or MoneyBookers?
    Now we have started our lesson. I understand not everyone of you is familiar with the advantages of using PayPal or MoneyBookers. So before I proceed, let us take a brief look at the risks involved in using Credit Cards and why PalPay or MoneyBookers is your savior.

    For those of you who have never had a chance to shop online, the bad thing is that, if someone knows your credit card number which is printed on your card, he can go online and take money from your account without even knowing your ATM pin number!

    What your thief needs is your credit card number + card verification code which are both printed and clearly visible from your VISA Card. CRDB VISA card has a 16 digit number printed on the front (this is the credit card number) and another 3 digit number printed on the back. (this is the card verification code, or CCV)

    So, before you sign up for VISA service, think twice!

    When you make an online purchase, you must supply these two pieces of information to the merchant. This means, unscrupulous merchants could latter on use the information you game them to make another unauthorized transactions, all charged against your account,which is a form of online theft!

    If you don't trust the party your doing business with, never give them your credit card details!

    Fortunately, PayPal/MoneyBookers allows you to make online payments without having to give the merchant your credit card details.

    This is why using a service like PayPal or MoneyBookers is considered safer than other traditional ways.

    If you are concerned about online theft, I recommend you always use PayPal or MoneyBookers whenever possible to prevent your credit card from being abused.

    What do I need to use PayPal?

    1. Firstly, you need either a credit or debit card. CRDB provides only debit card called VISA Electron. Application for VISA is free. If your CRDB ATM card does not have a VISA logo on the top right corner, you must ask CRDB to give you a new card. CRDB VISA Tembo cards have a VISA logo on the top right corner of your ATM card.

    2. Secondly, and most important, you need to register for CRDB Internet BankingWithout this service, you will have nightmares using PayPal. It simply won't work.
    CRDB charges you 30,000 one time set up fee for internet banking service. There are no monthly fees and you can check your balance, transaction history, transfer money to another account etc etc right from your computer with internet connection.

    3. Thirdly, I HIGHLY recommend a USD account. I know most of us have TSH accounts. Though TSH accounts works seamlessly with PayPal, I will bet you can't do the same with MoneyBookers. So just get one!

    If you have a TSH account, getting a USD account is easy. Just just write letter to CRDB branch requesting for a USD account and will be set up for you, using same details you provided when you opened your TSH account. TSH and USD accounts uses the same account number though, except that USD account starts with 02 and TSH accounts start with 01.

    For example my TSH account is 01J20 XXXX XXXX and my USD account is 02J20 XXXX XXXX. Yes, if you want to donate, just deposit some money, teh teh teh!

    But be careful, CRDB charges you 1% of the total amount you withdraw from a USD account. Don't put your money in if you are planning to withdraw it.

    4. You need to register with PalPay. Just go to their website 
    www.paypal.com. The rest of the process is trivial.

    You will need to verify your account after completing registration process. To verify your account, PayPal sends to your account a random number. This number will appear in your bank statement in 1 - 4 days. But don't go to CRDB asking for your bank statement if you are looking for this number!
    CRDB Bank statements never includes such details. Just go to your Internet Banking account instead. A lot of people have had problems getting this verification code, thinking that it would appear in a bank statement. Just don't bother!

    To register with MoneyBookers, just go to their site 
    www.moneybookers.com

    The process of registered with MoneyBookers is more or less the same to registering with PayPal. The only difference is that, instead of random numbers, money bookers withdraws a small random amount of money from your account, less than $2.9 I think.

    You would then need to verify your MoneyBookers account by entering the exact amount they withdrew which only the account owner can know.

    If you CRDB account is in TSH, you will have problems because the transaction will appear in TSH, not USD. It is hard to tell which amount MoneyBookers actually took from your account even if you knew the exchange rate CRDB used. That's why I recommend a USD account.



    Download an updated version of NICEMIKE Mobile App

    Written By Mike Ntobi on Wednesday, February 12, 2014 | 11:10 PM

    NICEMIKE

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    Hi! :-) Friends, I see you like sharing videos on Social Networks like Facebook, Twitter, LinkedIn, MySpace, YouTube, etc; so you might want to take a look at my mobile site which will make you more...

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      Via QR code Scan the QR code to get this app

      Someone found the COCA-COLA (7X) secret recipe hidden in an old newspaper.

      Written By Mike Ntobi on Monday, January 13, 2014 | 3:13 PM

      Someone found the COCA-COLA secret recipe hidden in an old newspaper.
      After 125 years, secret coke formula is out. 

      WHAT SHOULD WE EXPECT NOW IF THE REAL COKE FORMULA HAS BEEN UNCOVERED?
            Since it was first made in 1886, The Coca-cola formula is one of the fiercely guarded trade secrets of the corporate world. Many claimed to have found it, but the mystery (Mystery was marketing tool) of Merchandise 7X, the name given to the combination of secret ingredients which gives the soft drink its distinctive taste, has endured. 
            Now an American public radio show claims to have found the recipe kept in an Atlanta steel vault and which, it is said, only two employees at a time know how to mix. The two never fly together. 
            "This American Life", broadcast on more than 500 stations, said it found the recipe in a 40-year-old newspaper. Its website: http://www.thisamericanlife.org said the Atlanta Journal-Constitution published the photo of a book containing a hand-written replica of the original recipe on February 8, 1979.

      MYSTERY MIX:
      Fluid extract of Coca    -     3 drams
      Citric acid                       -     3oz
      Caffeine                         -     1oz
      Sugar                              -     30**
      Water                              -     2.5gallon
      Lime juice                      -     2pints & 1qrt
      Vanilla                             -     1oz
      Caramel                         -     1oz
      7X FLAVOUR                 -     (2oz of flavour to 5gals syrup)
      Alcohol                            -     8oz
      Orange oil                      -     20*
      Lemon oil                       -     30*
      Nutmeg oil                     -     10*
      Coriander                       -     5*
      Neroli                              -     10*
      Cinnamon                      -     10*


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